How to Find the Best 12-Month CD Rates in Winter Haven, FL: March 2011

When it comes to choosing the best CD account in Winter Haven, FL, there are several factors to consider like term length, minimum deposit and most importantly, the interest rate. If you’ve decided on a 12-month CD, it’s important you figure out what the appropriate interest rate for that term length should be in your location.

Of course, you may not have the time and energy to look up all of the rates offered by the banks and credit unions in Winter Haven. That’s why you can come to Winter Haven Banking Rates where that data has already been compiled and presented for you. So with all of the rates information already at your fingertips, the next step is to determine which rates are really good offers.

Average 1 Year CD Rates in Winter Haven, FL

Winter Haven Banking Rates pulls rates data from financial institutions within a 50-mile radius of Winter Haven. That means you currently have a total of 33 CD accounts with a term length of 12 months (one year) to choose from.

Right now, the highest 12-month CD rate we have on record is 2.25% APY, while the lowest is 0% APY. The average of these rates and all others available in and around Winter Haven is 1.15% APY.

So what can you do with this information? As a general rule, you can compare a CD rate offer against the Winter Haven average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

You can also view rates for other term lengths, from six months to 2 years, by visiting the Winter Haven CD Rates page.

Related CD Rates Articles

Best Winter Haven Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Heritage Bank of Florida 2 Year CD Account	1.15% Date: May 9, 2012 View Rate Details
Geico Credit Union 2 Year CD Account	1.05% Date: May 1, 2012 View Rate Details
Florida West Coast Credit Union 2 Year CD Account	1.00% Date: Apr 25, 2012 View Rate Details
First Green Bank 2 Year CD Account	0.95% Date: Apr 27, 2012 View Rate Details
Publix Employees Credit Union 2 Year CD Account	0.90% Date: May 9, 2012 View Rate Details
Trugrocer Credit Union 2 Year CD Account	0.90% Date: May 2, 2012 View Rate Details
Publix Employees Credit Union 2 Year CD Account	0.95% to 0.90% Date: May 9, 2012
Valrico State Bank 12 Month CD Account	0.40% to 0.30% Date: May 2, 2012
Magnify Credit Union 12 Month CD Account	0.30% to 0.25% Date: Apr 27, 2012
Mutual of Omaha Bank 12 Month CD Account	0.45% to 0.40% Date: Apr 26, 2012
The Bank of Commerce 12 Month CD Account	0.85% to 0.70% Date: Apr 25, 2012

See All Banking Rates

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